I want to help students at my alma mater, but I don't know how to find those who need financial support. "

Optimize your investment portfolios with individualized income-level projections and ability to pay - plus all the legal protections and benefits of fully compliant private student loans. .

Learn More About People Capital

I need a loan for school, but with no credit history it's hard to find a rate I can afford. "

Our credit decisions are based on merit data, such as your GPA and chosen major. So you can get education funding - even if you have no credit history.

Learn More About People Capital

Meet Adrianna,
Future Lawyer

Discover a fresh approach to academic funding

Lend and borrow based on a student's merit and potential, while reaping academic and financial rewards.

Learn More About People Capital

Meet Ellen,
Future Doctor

Who We Are

Poised for funding the 2009 academic year, People Capital was founded by a team of world-class finance professionals.

Learn More About Us

How We're Different

People Capital can underwrite students without credit histories thanks to our patent-pending Human Capital Score™.

Try out the Human
Capital Scoreā„¢ now

from our investors
"People Capital offers a truly unique approach, combining traditional and innovative ideas that produce an attractive yet safe lending scenario" — Carlos H. Fernandez Mazzi,
CEO, Clinton Giustra Sustainable Growth Initiative