About the Human Capital Score™

The Human Capital Score™ is a proprietary credit risk measure developed by People Capital. It calculates future income potential by including variables such as GPA, standardized test scores, college and major. For students - who have short or no credit history - a traditional credit measure is unlikely to be an appropriate measure of credit risk.

Get all the details on the Human Capital Score™



You can try out The Human Capital Score™ Calculator at
www.humancapitalscore.com.

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Industry Insights

Student Lending Failing Grade

A recent article/study by Moody’s Analytics advises that the student lending industry managed to avoid many of the pitfalls that affected mortgages, auto loans and credit cards during the Great Recession. In fact, volume growth has been steady, if not accelerating, as more individuals sought additional education and training in response to the weak labor [...]

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