About the Human Capital Score™

The Human Capital Score™ is a proprietary credit risk measure developed by People Capital. It calculates future income potential by including variables such as GPA, standardized test scores, college and major. For students - who have short or no credit history - a traditional credit measure is unlikely to be an appropriate measure of credit risk.

Get all the details on the Human Capital Score™



You can try out The Human Capital Score™ Calculator at
www.humancapitalscore.com.

The platform is now open for registration.

Join now!

The Peer Advantage

For Borrowers
  • Superior methodology for assessing credit risk to facilitate funding — even with no credit history.
  • Better rates compared to credit cards with low limits, near-term pay-back requirements, etc.
  • Non-conventional loan sources packaged into tax-efficient options.
For Lenders
  • Robust functionality to search, filter and match borrowers on a variety of human capital, financial and educational metrics.
  • Create a unique portfolio of select student loans using benchmark income projections and similar data.
  • Human Capital Score&trade provides a superior way to assess borrowers' relative credit risk.
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