Finance Pros With A New Approach

People Capital is a student loan company, offering industry solutions with its suite of advanced technology services

People Capital capabilities

Our primary business is the origination and servicing of private student loans

  • We make lending and borrowing more efficient through technology and by cutting out middlemen

Our student loan platform:

  • Is compliant with student loan, consumer finance and securities regulations
  • Can process whole loans, fractional participations (aka “p2p” or "peer-to-peer") and syndications
  • Provides traditional and proprietary credit underwriting tools, e.g. the patented Human Capital Score™ which projects a student’s future income based on education metrics such as GPA, standardized test scores, school and major

The online lending platform is closed for the current lending season.

Click here to receive updates and notifications about the online lending platform and the next lending season.

Industry Insights

Student Lending Failing Grade

A recent article/study by Moody’s Analytics advises that the student lending industry managed to avoid many of the pitfalls that affected mortgages, auto loans and credit cards during the Great Recession. In fact, volume growth has been steady, if not accelerating, as more individuals sought additional education and training in response to the weak labor [...]

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