Current Trends & Resources

As the global economy and credit markets shift, the peer lending industry is continuously changing. Discover how this is influencing our world.


Peer-to-Peer Lending

Student Lending Failing Grade

A recent article/study by Moody’s Analytics advises that the student lending industry managed to avoid many of the pitfalls that affected mortgages, auto loans and credit cards during the Great Recession. In fact, volume growth has been steady, if not accelerating, as more individuals sought additional education and training in response to the weak labor [...]

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State of P2P Lending in the USA – Part 3

People Capital was recently featured in an article in Sociallending.net.   The article advises that there is really only one option these days for peer to peer investors wanting to participate in student loans: People Capital. They have successfully come through one student lending season and are looking to increase loans in the coming year. They launched [...]

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To Eat or Pay Back Student Loans?

I was recently reading an article from the Chronicle of Education which was authored a few days ago. The article mentions how some friends sitting in a kitchen while they made dinner discussed that they had recently joined a food co-op, so they could buy more organic and local foods cheaply, while they recently decided to stop paying [...]

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People Capital announces new solution for the student loan marketplace

Over the last 2 years, People Capital has made great strides in developing innovative and critical solutions for the student loan marketplace. This week, I am excited to update you on the developments of our relationship with Access to Money, Inc. (OTC Bulletin Board: AEMI)  (“ATM”). They are a cash management company (with over 13,000 ATM’s) and [...]

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People Capital provides Socially Responsible Investment Opportunities

Tom Shelton, CEO and founder of People Capital recently spoke with SocialFunds.com about the beta launch of our peer lending student loan platform. Tom explained that through direct loans in such socially beneficial areas as higher education, social investors can realize their community investing mission. Read the full interview: People Capital Launches Peer Lending Platform for Qualified [...]

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Registration open for student loans

We are excited to announce the private beta launch of the People Capital student loan platform. We invite you to use the link below to register on the site and start the process to obtain a private student loan for your education. During the beta launch period we will be waiving the registration fee for [...]

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