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The Peer Advantage

For Borrowers

Superior methodology for assessing credit risk to facilitate funding — even with no credit history.
Better rates compared to credit cards with low limits, near-term pay-back requirements, etc.
Non-conventional loan sources packaged into tax-efficient options.

For Lenders

Robust functionality to search, filter and match borrowers on a variety of human capital, financial and educational metrics.
Create a unique portfolio of select student loans using benchmark income projections and similar data.
Human Capital Score&trade provides a superior way to assess borrowers' relative credit risk.

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People Capital offers an innovative and affordable alternative to traditional borrowing models.

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